As a recent retiree, you’re likely thrilled about all the new experiences and opportunities this chapter of life will bring. You’ve worked hard to reach this point, and now it’s time to embrace the freedom to do what you love. But as you settle into your retirement, there’s one area that’s easy to overlook: health care needs.
According to the 2024 MassMutual Retirement Happiness Study, many retirees underestimate the level of care they may need in the future by up to 30%. While you might feel healthy and independent now, life is unpredictable. That’s why many seniors are turning to Continuing Care Retirement Communities (CCRCs), also referred to as Life Plan Communities (LPCs), to enjoy a worry-free lifestyle while having peace of mind about future health care.
Why CCRCs Are Perfect for a Carefree Retirement
Imagine a place where you can live independently yet have priority access to health care services if your needs change. That’s exactly what a CCRC/LPC offers. These communities are designed to support you through every phase of retirement, offering residential living for those who are active and self-sufficient, as well as assisted living, skilled nursing and memory care options for when and if they’re needed.
Here’s how moving to a CCRC can help you enjoy your dream retirement lifestyle without the constant worry of what the future may bring:
- Worry-free living in residential living
When you move into a CCRC, you start in residential living, also referred to as independent living, where you continue living your life just as you like. Imagine keeping your own routine, hobbies and social connections while adding the benefit of having maintenance-free living. Gone are the days of home repairs, lawn care and other time-consuming chores! Instead, you’re free to enjoy activities and amenities designed specifically for retirees like you.
- Enjoy the perks of a resort-like lifestyle
Many CCRCs provide amenities you might expect to find on a luxury vacation. From dining and fitness centers to spas, swimming pools and art studios, you’ll have access to facilities that make each day feel special. Plus, there are organized social events, classes and outings, allowing you to stay engaged and build connections with like-minded peers.
- Priority access to health care services
One of the biggest benefits of a CCRC is priority access to various levels of health care, from assisted living to skilled nursing and memory care. If your health needs change over time, you won’t need to worry about finding new providers or making stressful decisions. With the continuity of care offered in a CCRC/LPC, you’ll receive the support you need, in a familiar environment, from caregivers you already know and trust.
- Financial predictability
The financial model of a CCRC is designed to help you manage ever-rising health care costs, providing predictability in an area of life that can be costly and unpredictable. With many communities, you pay an entrance fee and monthly fees, which often cover services like dining, housekeeping and access to health care. This can simplify your budgeting and eliminate the surprise costs that come with seeking health care services elsewhere.
What’s Different About Life in a CCRC?
You might be wondering, “Will life change when I move to a CCRC?” The answer is: only for the better! Life in a CCRC is designed to help you focus on what matters most to you. You’ll still have all the independence you cherish but with the added support of services that make daily life more convenient and enjoyable.
You’ll continue to make your own choices, from when you wake up to what you eat, where you go and who you spend time with. The only difference is that now you’ll be free from the burdens of home maintenance and have access to a wide array of amenities and services right at your doorstep.
The Peace of Mind You and Your Family Deserve
For many retirees, one of the biggest advantages of choosing a CCRC is the peace of mind it offers. Not only does it give you confidence that you’re covered for future health care needs, but it also provides your family with reassurance that you’ll have the support you need if your health ever changes.
Retirement is about enjoying life, exploring new interests and spending time with loved ones. By choosing a CCRC like Edgewood Summit, you’re making a proactive decision that allows you to focus on the moments that truly matter – without the worry of future “what-ifs.”
To learn more about the Edgewood Summit lifestyle, contact us to schedule a tour or view our floor plans.
